A Credit Card Personal Loan is a type of loan offered by banks or financial institutions based on your credit card limit and repayment history. It provides quick access to funds without requiring collateral, making it a convenient option for urgent financial needs. These loans typically have fixed interest rates and flexible repayment terms. Since they are pre-approved for eligible cardholders, processing is fast with minimal documentation. Ideal for emergencies, big purchases, or debt consolidation, they offer financial flexibility.
